Category: Loan Limits

Federal loan limits for graduate and professional students changed on July 1, 2026. Grad PLUS closed to new borrowers. Graduate programs now cap at $20,500 a year and $100,000 in total. Professional programs cap at $50,000 a year and $200,000 in total. Here we track the limits, the legacy rule for current students, the professional degree list and the court cases that keep changing it. Every page shows the date we last checked it.